London Accountant

Property & Real Estate Accountants

Expert accounting and tax advice for landlords, property developers, and real estate investors. We help you structure, plan, and grow your property portfolio tax-efficiently.

Get a Free Quote020 7946 0958

Accounting for Property & Real Estate

The property sector is one of the most tax-complex areas of UK business. From Section 24 mortgage interest restrictions to SDLT surcharges and capital gains tax, property investors need specialist advice to protect and grow their wealth. Our property tax specialists work with buy-to-let landlords, HMO operators, property developers, and commercial real estate investors across London. We help you choose the right ownership structure, plan for tax on disposals, and ensure full compliance with HMRC reporting requirements.

How We Help

Section 24 mortgage interest restriction and incorporation
SDLT planning and surcharge mitigation for additional properties
Capital gains tax on property disposals
SPV vs personal ownership — choosing the right structure
HMO and rent-a-room scheme compliance
Property development profits and trading vs investment distinction
Non-resident landlord (NRL) scheme obligations
Annual Tax on Enveloped Dwellings (ATED) returns

Our Services for Property & Real Estate

Landlord Tax PlanningSDLT OptimisationSPV StructuringCapital Gains PlanningProperty AccountsTax Returns

Frequently Asked Questions

Should I hold property personally or through a company?
This depends on your income level, portfolio size, and long-term plans. Since Section 24 restricted mortgage interest relief for individual landlords, many higher-rate taxpayers benefit from using a Special Purpose Vehicle (SPV). However, incorporation triggers SDLT and CGT, so careful planning is essential. We model both scenarios for you.
How is capital gains tax calculated on property?
CGT on residential property is charged at 18% (basic rate) or 24% (higher rate) after deducting your annual exempt amount (£3,000 for 2025/26). You must report and pay CGT within 60 days of completion. We handle the calculation, reporting, and identify all available reliefs to minimise your bill.
What are the SDLT rates for buy-to-let?
Buy-to-let and second homes attract a 5% SDLT surcharge on top of standard rates. For a £300,000 property, this means approximately £14,500 in SDLT vs £2,500 for a primary residence. We advise on legitimate planning opportunities such as Multiple Dwellings Relief (where applicable) and timing strategies.

Property & Real Estate Accountants in London

Based at 124 City Road, London EC1V 2NX, we serve property & real estate businesses across Central London, the City, Shoreditch, Islington, Camden, and all London boroughs. We also work with clients nationwide via our cloud-based systems.

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Property & Real Estate Specialists

Book a free consultation with our property & real estate accounting specialists.

Book Free ConsultationCall 020 7946 0958

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Need a Property & Real Estate Accountant?

Our industry specialists are ready to help. Book a free, no-obligation consultation today.

Book Free Consultation020 7946 0958